Summary of Products and Services Tariff Guide
Detail Charge available at our Branches
| Deposit Accounts interest rate | |||
|---|---|---|---|
| Deposit Accounts interest rate | |||
| Ordinary | 7% | ||
| Minor | 7% | ||
| Women | 7.125% | ||
| Youth | 7.125% | ||
| Teen Youth | 7.125% | ||
| Education | 7.125% | ||
| Holiday | 7.5% | ||
| wedding | 7.5% | ||
| Demand Deposit | - | ||
| Fixed TIME Deposit | 7.2% | ||
| Gasha Saving | |||
| below birr 10,000 | 7% | ||
| birr 10,000 - birr 99,999 | 7.5% | ||
| birr 100,000 - birr 500,000 | 7.75% | ||
| above birr 500,000 | 8% | ||
| CBE Guzo saving | |||
| CBE Guzo saving | 7% | ||
| Foreign Hawala Saving | |||
| Foreign Hawala Saving | 14% | ||
| Banking Business Services | |||
|---|---|---|---|
| Deposit Related Accounts | |||
| Cash withdrawal at Branch | |||
| Up to Birr 1,000 | Free | ||
| Birr 1,001 – Birr 10,000 | Birr 5 | ||
| Above Birr 10,001 | Birr 10 | ||
| Replacement of Passbook | |||
| Fully Utilized | Free | ||
| Damaged | Birr 50 | ||
| Lost | Birr 50 | ||
| Closing Account before six months of opening | |||
| Closing Account before six months of opening | free | ||
| Standing Instruction for first order | |||
| Standing Instruction for first order | Birr 20 | ||
| Signature Change | |||
| Signature Change | Birr 20/account | ||
| Cheque Books for Private | |||
| 25 leaves | Birr 75 | ||
| 50 leaves | Birr 210 | ||
| 100 leaves | Birr 335 | ||
| Cheque Books for Government Agencies | |||
| 25 leaves | Birr 165 | ||
| 50 leaves | Birr 215 | ||
| 100 leaves | Birr 395 | ||
| Stop payment order | |||
| Stop payment order | Birr 200/leaf | ||
| Balance Confirmation / Saving & Current Account | |||
| Balance Confirmation / Saving & Current Account | Birr 100 per case | ||
| Inactive Account Charge | |||
| Inactive C/A | Balance below Birr 1,000= Birr 250 per six months | ||
| Inactive S/A | Balance below Birr 100= Birr 25 per six months | ||
| Extra Statement issuance (Other than once per Month) | |||
| Below 1 Year | Birr 20 per page | ||
| Above 1 Year | Birr 20 per page | ||
| Through Email | Free | ||
| Duplicate Advice | |||
| Less than two years | Birr 20 per page | ||
| Over two years | Birr 20 per page | ||
| Postage | |||
| Postage | Birr 100 (flat) | ||
| Inheritance case authentication | |||
| Inheritance cases authentication | Birr 200 plus third-party charge per case | ||
| Authentication of power of attorney at the “Documents Authentication and Registration Office." | |||
| Online | Birr 50 | ||
| In person | Birr 200 plus Third-party charge per case | ||
| Transfer | |||
| LMTS - Local Money Transfer | |||
| Issuance and Amendment of LMTS | |||
| Up to 3000 | 1/ mille Min. Birr 3 And service charge of Birr 30 | ||
| Above Birr 3,000 | Birr 1.25/mille and Service charge of Birr 30 | ||
| Retransfer/ cancellations of LMTS | |||
| Retransfer/ cancellations of LMTS | Birr 30 | ||
| Lost LMTS Secret Number | |||
| Lost LMTS Secret Number | Birr 30 | ||
| LMTS by Staff | |||
| up to Birr 3,000 | 1/ mille Min. Birr 3 And service charge of Birr 30 | ||
| Above Birr 3,000 | Birr 1.25/mille and Service charge of Birr 30 | ||
| Account to account transfer | |||
| Birr 1-10,000 | Birr 5 | ||
| Birr 10,001-100,000 | Birr 10 | ||
| Above birr 100,001 | Fixed Birr 10 Plus Birr 5 per 100 thousand | ||
| Bulk Transfer (Salary Payment) | |||
| Employer with and avg. monthly deposit balance of Birr ≤ 100 million | Free | ||
| Employer with and avg. monthly deposit balance of Birr > 100 million | Free | ||
| Bank to Bank Transfer (EATS) | |||
| Outgoing Real Time Gross Settlement (RTGS) Transaction (Outgoing MT103) | Birr 50 plus NBE charge per transaction | ||
| Outgoing AA Cheque clearing fee (cheque & CPO) | Birr 50 plus NBE charge per Cheque & CPO | ||
| Outgoing low value payment credit transfer or Bulk credit Payments | Birr 5 plus NBE charge per transaction | ||
| Bank to Bank Transfer (MT2O2) both incoming and outgoing transactions | Birr 50 per transaction(NBE charge only) | ||
| Incoming Real Time Gross Settlement (RTGS) transactions (Incoming MT103) | free | ||
| Incoming low value payments (cheque, CPO and credit Transfer) or Bulk Payment. | free | ||
| Bill Payment | |||
| Bill Payment | Birr 10 | ||
| CPO’s and Certified Cheque | |||
| CPO Issuance | |||
| For account holders | |||
| For account holders | Birr 50 | ||
| For non-account holders | |||
| for less than birr 100,000 | Birr 500 | ||
| Birr 100,001 – 200,000 | Birr 1000 | ||
| Cancellation/amendment of CPO | |||
| For account holders | Birr 100 | ||
| For non-account holders | Birr 200 | ||
| Loss and Refunding | |||
| For account holders | Birr 200 | ||
| For non-account holders | Birr 400 | ||
| Loss and Replacement | |||
| For account holders | Birr 200 | ||
| For non-account holders | Birr 400 | ||
| Commission charge on Letter of Guarantee (Local) against 100% deposit | |||
| Commission charge on Letter of Guarantee (Local) against 100% deposit | Birr 250 | ||
| Service charge on Sale of Share | |||
| Service charge on Sale of Share | Free | ||
| Safe Deposit Box | |||
| Small Box | Birr 5,250 per annum | ||
| Medium Box | Birr 8,750 per annum | ||
| Large Box | Birr 10,500 per annum | ||
| Extra Large Box | Birr 14,000 per annum | ||
| Deposit for Keys | Birr 14,000 per annum | ||
| Penalty for failing to renew contract/pay annual rent/ | 100% of the annual rent in arrears. But, 150% of the annual rent in arrears if the payment is above maturity period of the contract | ||
| Digital Banking Services | |||
|---|---|---|---|
| Mobile Banking | |||
| Maintenance Fee | Birr 5 per month | ||
| LMTS Commission | 1.25/mille | ||
| Fund transfer to Own account | free | ||
| Fund transfer to other bank accounts (RTGS) | Birr 50 | ||
| Fund transfer to P2P ETSWITCH | Birr 5 plus ETSWITCH charge | ||
| Transfer to own wallet account(Cbe Birr) | Free | ||
| View Account Balance | Free | ||
| Customer Pay bill | Free | ||
| Pin replacement | Free | ||
| Linking other accounts | Free | ||
| Mobile banking - Fund Transfer to another account | |||
| From Birr 1 - Birr 10,000 | Free | ||
| From Birr 10,000 - Birr 50,000 | Birr 3 | ||
| Birr 50,001 – Birr 100,000 | Birr 5 | ||
| Birr 100,001 – Birr 200,000 | Birr 10 | ||
| Birr 200,001 – Birr 300,000 | Birr 15 | ||
| Above Birr 300,000 | Fixed Birr 20 | ||
| Mobile banking - Fund Transfer to TeleBirr and other Wallet | |||
| From Birr 1 - Birr 10,000 | Birr 10 | ||
| Above Birr 10,000 | Birr 15 | ||
| Card Banking | |||
| Domestic Card Issuance | Birr 50 | ||
| Replacement of domestic ATM card | Birr 50 | ||
| Classic international prepaid card issuance | Birr 200 | ||
| Gold International prepaid card issuance | Birr 300 | ||
| Platinum International prepaid card issuance | Birr 500 | ||
| ATM withdrawal | 0.35% | ||
| Balance inquiry | free | ||
| Pin replacement | Birr 20 | ||
| Additional account link | free | ||
| POS encashment at Branch (local) | 0.35% | ||
| Internet Banking | |||
| LMTS Commission | 1.25/mille | ||
| Account to Account transfer | free | ||
| Linking other accounts | free | ||
| Fund transfer to own accounts | free | ||
| CBE Birr | |||
| Account opening | Free | ||
| Airtime top-up | Free | ||
| Pay bill | Free | ||
| Cash out on ATM | 0.35% | ||
| CBE Birr Cash in | |||
| Below Birr 50 | Free | ||
| From Birr 51- Birr 500 | Birr 6.45 | ||
| Birr 501- Birr 2,000 | Birr 7.60 | ||
| Birr 2,001- Birr 3,000 | Birr 8.18 | ||
| Birr 3,001- Birr 4,000 | Birr 9.33 | ||
| Birr 4,001- Birr 5,000 | Birr 10.48 | ||
| Birr 5,001- Birr 6,000 | Birr 11.63 | ||
| above Birr 6,001 | 0.2% of the deposit amount | ||
| CBE Birr Cash out by registered customer | |||
| <= Birr 100 | Birr 1 | ||
| Birr 101- Birr 3,000 | 1% | ||
| Above Birr 3,001 | Birr 30 | ||
| CBE Birr Cash out by unregistered customer | |||
| <= Birr 100 | Birr 1.50 | ||
| Birr 101- Birr 5,000 | 1.5% | ||
| Above Birr 5,001 | Birr 75 | ||
| International Banking Services | |||
|---|---|---|---|
| Import Letter or Credit (Private General Commercial) (From LCY) | |||
| Opening Commission | 4% for 90 days and part thereof Min Birr 2,500.00 | ||
| Service charge(From LCY) | 5% for 90 days and part thereof Min Birr 2,500.00 | ||
| Import Letter or Credit (Private General Commercial) (From FCY) | |||
| Opening Commission | 2% for 90 days and part thereof Min Birr 2,500.00 | ||
| Service charge (From FCY) | 2.5% for 90 days and part thereof Min Birr 2,500.00 | ||
| Documentary Collection (Private General Commercial) (From LCY) | |||
| Service charge upon purchase order approval | 5% for 90 days and part thereof Min Birr 2,500.00 | ||
| Service charge on settlement of document | 4.5% for 90 days and part thereof Min Birr 2,500.00 | ||
| Documentary Collection (Private General Commercial) (From FCY) | |||
| Service charge upon purchase order approval | 1.5% for 90 days and part thereof Min Birr 2,500.00 | ||
| Service charge on settlement of document | 1.75% for 90 days and part thereof Min Birr 2,500.00 | ||
| Export | |||
| All Export Permit(Export Letter Of credit) | Free | ||
| Small Item Export permits(other than for export sample)(Export Letter Of credit) | 0.1% min. Birr 300 | ||
| Foreign Guarantee | |||
| Incoming foreign indirect guarantee (Type-1) | |||
| Up to USD 200,000 | 0.60% Min usd 100.00 | ||
| Up to USD 200,001 - USD 400,000 | 0.45% | ||
| Up to USD 400,001 - USD 600,000 | 0.33% | ||
| Above USD 600,000 | 0.25% | ||
| Outgoing Guarantee(for 3 months of part thereof) | |||
| Against 100% cash deposit | 0.15% Min. USD 50.00 | ||
| With Credit Facility | 0.5% 3 months of part thereof, Min USD 50 | ||
| Guarantee claim payment charge | 0.13% | ||
| Foreign Transfer (General Commercial ) | |||
| From LCY | 9.5% Min Birr 2,500 | ||
| From FCY | 1% Min Birr 2,500 | ||
| Sale of FCY From Local Currency account | |||
| Sale of Cash Note | |||
| Service charge | 12% | ||
| Fund arrangement fee for customers | 15% | ||
| Fund arrangement fee for Staff-Other than for Medical costs | 3% | ||
| Fund arrangement fee for Staff Medical costs | Free | ||
| Sold on Card | |||
| Service charge | 12% | ||
| Fund arrangement fee for customers | 15% | ||
| Fund arrangement fee for Staff-Other than for Medical costs | 3% | ||
| Fund arrangement fee for Staff Medical costs | Free | ||
| Credit Services | |||
|---|---|---|---|
| Lending Interest Rates | |||
| Export And other FCY related Credits | |||
| Pre-shipment(Up to 1 year) | 8.5% | ||
| Export Merchandise Loan(Up to 1 year) | 8.5% | ||
| Export Overdraft | 8.5% | ||
| Export Team Loan(Up to 1 year) | 8.5% | ||
| Non Export Comercial Loan | |||
| OverDraft Facility(Up to 1 year) | 14.0% | ||
| Merchandise Loan(Up to 1 year) | 15.5% | ||
| Advance on Import Bills(Up to 3 Months) | 17.0% | ||
| Short Term Loans(Up to 1 years) | 14.0% | ||
| Credit Processing Fee for New Request | |||
| <= 100 million | 0.025% of the loan request amount . min Birr 1000 | ||
| 100 million up to 500 million | 0.075% of the loan request amount | ||
| >500 million | 0.05% of the loan request amount | ||
| Renewal at existing credit facility limit | 0.02% of the existing credit facility. Min Birr 1,000.00 | ||
| Renewal at incremental credit facility limit | for existing as per the new request tariff above and 0.04% for the incremental | ||
| Collateral Estimation Fees | |||
| For residential | Birr 1000 +250 per each additional floor | ||
| For Commercial Building | Birr 1500 +150 per each additional floor | ||
| For Factories, stores and warehouses | Birr 1500 +150 per each additional floor | ||
| Fuel Station | Birr 1000 per tank | ||
| Coffee Hulling and washing site | Birr 2,000 | ||
| Vehicles and machineries | Birr 500 per booklet/item | ||
| Any Farm | Birr 2000 per green house and Birr 1000 per block for other bulding | ||
| Collateral Estimation Fees for other movable properties | |||
| Registration an initial Notice | Birr 150 | ||
| Extending the Period of Effectiveness of initial notice | Birr 100 | ||